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California Employee Advantage Loan (CEAL) Logo

California Employee Advantage Loan

$0 in Lender Fees ∙ $0 in Admin Fees
$0 in Underwriting Fees ∙ $0 in Processing Fees
Up to $2,500* Closing Cost Credit

CEAL is a loan program for all public employees of the state of California that offers concierge service and a significant financial advantage. Curious to learn more? Contact us for more information on the CEAL loan program today.

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Introducing the CEAL Program

California’s public employees help make the Golden State shine. To show our appreciation for their service, we’re proud to offer the California Employee Advantage Loan (CEAL).

This exclusive home financing program is available to all qualified current and former California public employees and provides valuable mortgage services, programs and savings. Our goal is to try to qualify every prospective homebuyer we speak with.

Program Highlights:

  • All lender fees waived – that’s $0 in underwriting fees, $0 in processing fees and $0 in admin fees!
  • Customized concierge services with no “one size fits” all approach
  • Exclusive access to a credit analysis company offering free credit profile reviews
  • DK Xpress™ digital mortgage experience
  • Homebuyer Privileges® retail discounts
  • Complimentary one-on-one consultations
  • Numerous home purchase and refinance loan options
  • Partnerships with experienced and knowledgeable agents

Platinum Agent Advantage

We have partnered with some of the top agents in California! Work with one of our Platinum Agents, and they will provide you with a credit of up to $2,500* towards your closing costs on the purchase of your new home!

Get started with CEAL today!