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California Employee Advantage Loan

  • $0 in Lender Fees
  • $0 in Underwriting Fees
  • $0 in Admin Fees
  • $0 in Processing Fees
  • Ask us about more savings opportunities!

Curious to learn more? Contact us for more information on the CEAL loan program

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Introducing the CEAL Program

California’s public employees help make the Golden State shine. To show our appreciation for their service, we’re proud to offer the California Employee Advantage Loan (CEAL). This exclusive home financing program is available to all qualified current and former California public employees and provides valuable mortgage services, programs and savings. Our goal is to try to qualify every prospective homebuyer we speak with. Program Highlights:
  • All lender fees waived – that’s $0 in underwriting fees, $0 in processing fees and $0 in admin fees!
  • Customized concierge services with no “one size fits” all approach
  • Exclusive access to a credit analysis company offering free credit profile reviews
  • DK Xpress™ digital mortgage experience
  • Homebuyer Privileges® retail discounts
  • Complimentary one-on-one consultations
  • Numerous home purchase and refinance loan options
  • Partnerships with experienced and knowledgeable agents
Tim Slominski

Tim Slominski

NMLS ID #231305
Vice President of Residential Lending

O: 747-216-2855  M: 805-907-6389

28494 Westinghouse Place, Suite 306
Valencia, CA 91355

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When you need expert mortgage solutions and services from a trusted professional, Tim Slominski​ is your go-to resource. With extensive lending knowledge and access to a wide variety of loan products and programs, Tim can help you achieve your homebuying or refinancing goals while saving you time, money and stress.

Get started with CEAL today!

Apply Now
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Programs included on this website are subject to approval based on individual program guidelines and borrower’s credit and underwriting approval. Contact your Draper and Kramer Mortgage Corp. professional for full program details and requirements.

Borrower must be contributing to or drawing from the ERS/RS/ERA retirement fund. For current employees, a pay stub is required as proof of eligibility for the program, and for retired employees, the award letter from their pension is required as proof. Program is subject to approval based on individual program guidelines and borrower’s credit and underwriting approval. Contact your Draper and Kramer Mortgage Corp. professional for full program details and requirements.

Timothy John Slominski (NMLS ID #231305 AZ, CA, CO, FL, HI, ID, MT, WA) is an agent of Draper and Kramer Mortgage Corp. (NMLS ID #2551 ((www.nmlsconsumeraccess.org)) an Illinois Residential Mortgage Licensee located at 1431 Opus Place, Suite 200, Downers Grove, IL 60515, 630-376-2100. AZ: NMLS: 936102 Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0910268. CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License No. 4130680. © 2023 Draper and Kramer Mortgage Corp. All Rights Reserved.